Get the Right Liability Protection NOW!

Comprehensive Solutions for Professionals

Applying is Easy!

Completing one of our applications for a liability product is simple.

First, choose the product you want to apply for and then select either the individual (for professionals or students) application or, if you are an agency, corporation, group, or nonprofit organization, please select our business application.

Please Note: Our Cyber Liability policy is for individuals (professionals or students) only.

Please read our system requirements for using our online applications and quote engines. (See the button in the lower right of the page).

Our application has eight (8) to ten (10) sections. After you complete each section, click the next button in the lower right corner to go to the next section. When all sections are successfully completed, you will have an option to pay and submit your application.

Want a Quote First?

You can use our online quote engine to learn how much your premium will be. Customize with endorsements, choose the coverage level you need, add optional coverages and have sent right to your email inbox.

Have a Question or Need More Info?

If you have any questions, review our Frequently Asked Questions. If you still have a question, use our website contact form to let us know how we can assist you and provide the information you need.

Need to speak to us?

Call 855.385.2160
Monday through Friday
9am – 4:30pm EST.

Best Practices

Know the expiration dates of your policies to guard against accidental coverage lapse. About 90 days prior to expiration, initiate the renewal of your insurance policies, including shopping around to ensure the best price for your needs and there are no gaps in coverage.

Professional Liability

Your career is a rewarding one, but helping others can put you at risk to be sued by someone dissatisfied with an outcome.

General Liability

If a client or visitor is injured at your office, you could be sued and your practice could be at risk – even if you did nothing wrong.

Cyber Liability

You can be held responsible when confidential client data is copied, transmitted, viewed, or stolen by an unauthorized person.

Become a Distributor

Finally! You are Here!

We want to partner with you!

With more than 40 years of experience serving the business to the consumer market, we are appointing top agent producers, like you.

Join our team and earn great commissions!


Our application is built on a fully web-based platform, so there's nothing to download or install. You can use our application on a Windows, Mac, or Linux computer as long as you're using a supported web browser and have an Internet connection. The supported browsers are:


Browser Settings

You must also have JavaScript and cookies enabled in your browser. Instructions for enabling cookies:

Note: While our application will work with older browsers, such as Internet Explorer 8, we do recommend keeping your browser updated to the latest version for the best possible experience. You can download the latest version of IE here and the latest version of Firefox here. If you're using Internet Explorer 8 or greater, please make sure Compatibility View is turned off.

However, due to many problems reported with Internet Explorer, we highly recommend using a different browser.



Our application will also work on all smartphones and mobile browsers that support JavaScript. Our application detects if a user is on a mobile device and displays a mobile version automatically.


Clearing Your Cache

From time to time, you may need to clear your cache when we make updates to the platform to make sure you are using the current version. Here are instructions to clear your cache on the particular browser you use:





Firefox on OSX:


Firefox on Windows:


Safari on OSX:


Safari on Windows:



Please note: If you do not have a working Internet connection, you will not be able to use our online application.