Prices & Rates

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Become a Distributor for A4U

Become a Distributor

If you provide services or products to mental health professionals you might just be the type of person we need. Contact us today to learn more about this opportunity!

Did You Know?

In 2014, the FBI reported 5,500,000 laptops were stolen the past 3 years in the United States.

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Number of Businesses with Cyber Liability Insurance

Prices & Rates for Cyber Liability Choice Select

PlanPer OccurencePer AggregateAnnual Premium
Bronze$5,000$5,000$109
Bronze–Plus$5,000$12,000$149
Silver$10,000$10,000$209
Silver–Plus$15,000$15,000$249
Gold$20,000$20,000$289
Gold–Plus$25,000$25,000$329

First-Party Breach Endorsement (“FPB”)

$45 per year; covers insured and any three office workers of the insured from these classes: secretary, receptionist, administrative clerical worker.

Prices & Rates for General Liability

For Individual Healthcare Professionals
ProfessionPer OccurencePer AggregateAnnual Premium
Social Worker$1,000,000$3,000,000$315
Mental Health/Other$1,000,000$3,000,000$350
Psychologist$1,000,000$3,000,000$435

Prices & Rates for General Liability

For Social Services Agencies
Annual RevenuePer OccurencePer AggregateAnnual Premium
Under $250,000$1,000,000$3,000,000$650
$250,001-$500,000$1,000,000$3,000,000$890
$500,001-$750,000$1,000,000$3,000,000$1,130
$750,001-$1,000,000$1,000,000$3,000,000$1,370
$1,000,001-$1,250,000$1,000,000$3,000,000$1,610
$1,250,001-$1,500,000$1,000,000$3,000,000$1,850
$1,500,001-$1,750,000$1,000,000$3,000,000$2,090
$1,750,001-$2,000,000$1,000,000$3,000,000$2,330

Prices & Rates for Professional Liability

For Individuals
Limits of LiabilitySocial Worker (Non-NASW Member)
$1,000,000/$3,000,000$212
$1,000,000/$5,000,000$225
$2,000,000/$4,000,000$239
$3,000,000/$5,000,000$254
For the Owner of a Group/Business
OWNER
Limits of Liability
Social Worker (Non–NASW Member)Mental Health ProfessionalPsychologist
$1,000,000 – $3,000,000$212$358$456
$1,000,000 – $3,000,000$225$402$512
$1,000,000 – $3,000,000$239$449$572
$1,000,000 – $3,000,000$254$500$629
For the Employee of a Group/Business
EMPLOYEE
Limits of Liability
Social Worker (Non–NASW Member)Mental Health ProfessionalPsychologist
$1,000,000 – $3,000,000$138$233$342
$1,000,000 – $3,000,000$147$261$384
$1,000,000 – $3,000,000$156$292$429
$1,000,000 – $3,000,000$165$320$472
For Agencies
Limits of LiabilityFlat CoveragePsychiatrist per personPsychologist per personProfessional Staff per personOther/Non-Clerical per person
$1,000,000 – $3,000,000$518$1,514$462$126$29
$1,000,000 – $3,000,000$615$1,610$491$134$30
$1,000,000 – $3,000,000$613$1,606$490$134$30

Rates for Adoption and Foster Care

Supplements I and II
Limits of LiabilityAdoptions (up to 10 Annually)Adoptions (over 10 Annually)Foster Care (up to 50 Annually)Foster Care (over 50 Annually)General Home Care
$1,000,000 – $3,000,000$623$623$462$126$29
$1,000,000 – $3,000,000$663$683$491$134$30
$1,000,000 – $3,000,000$631$661$490$134$30
Additional ChargesN/A$25 each over 10N/A$20 each over 50N/A