Prices & Rates for General Liability

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General Liability Insurance

General Liability

If a client or visitor is injured at your office, you could be sued and your practice could be at risk. Even if you did nothing wrong.
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Did You Know?

General Liability insurance is sometimes called “slip-and-fall” insurance because, among other things, it covers lawsuits when someone is injured on your property.

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Prices & Rates for General Liability

For Individual Healthcare Professionals
ProfessionPer OccurencePer AggregateAnnual Premium
Social Worker$1,000,000$3,000,000$315
Mental Health/Other$1,000,000$3,000,000$350

Prices & Rates for General Liability

For Social Services Agencies
Annual RevenuePer OccurencePer AggregateAnnual Premium
Under $250,000$1,000,000$3,000,000$650

Why Buy General Liability?

orange-check Most insurance carriers exclude coverage for perils regarding all visitors and limit coverages to only clients being served at the time of the actual peril or incident. Most only cover for incidents in your office, and do not cover you for incidents in other areas such as hallways, bathrooms, and waiting rooms. Our General Liability policy covers you for all visitors, all the time while on your premises, or on your rented event venue.

orange-check If you operate training or therapy sessions outside your office such as in hotel meeting rooms, then you need to buy our General Liability policy. This policy covers you for thefts of and damage to property that is owned by your guests and visitors at these events as well as all visitors to your office.

orange-check Many insurance carriers limit fire damage to only $150,000 in total and only one fire-related claim per year. Our General Liability policy has no limits on the number of fire-related claims per year, and full coverage of up to $1,000,000 per policy claim per year, PLUS up to $3,000,000 in aggregate for all fire incident claims per policy year.

orange-check If you have many offices and even offices in other states, you are covered for no additional charge.


Which General Liability application should I choose?

If you use more than 2 professional workers and 1 legal entity, you need to complete the General Liability application for Agencies/Groups. If you have any questions, call us between 9:00am – 4:30pm EST, Monday through Friday at 855.385.2160.