Prices & Rates for Professional Liability
Low Costs with Maximum Benefits to Protect You!Prices & Rates for Professional Liability
For Individuals (Professionals)Please Note: The $3,000,000/$5,000,000 Limits of Liability option is only available for residents of Virginia.
| Limits of Liability | Allied Health Professional |
|---|---|
| $1,000,000/$3,000,000 | $212 |
| $1,000,000/$5,000,000 | $225 |
| $2,000,000/$4,000,000 | $239 |
| $3,000,000/$5,000,000 | $254 |
Professional Liability
Social work is a rewarding career, but helping others can put you at risk of being sued by someone dissatisfied with an outcome.
For Business Entities – Claims-Made Policy
Please Note:
• The $3,000,000/$5,000,000 Limits of Liability option is only available for businesses based in Virginia.
• Use the Professional Staff category for employees working as Social Workers, Counselors, Therapists, and other Behavioral Health Professionals.
For Business Entities – Occurrence Policy
Please Note:
• The $3,000,000/$5,000,000 Limits of Liability option is only available for businesses based in Virginia.
• Use the Professional Staff category for employees working as Social Workers, Counselors, Therapists, and other Behavioral Health Professionals.
Please Note:
• The $3,000,000/$5,000,000 Limits of Liability option is only available for businesses based in Virginia.
Please Note:
• The $3,000,000/$5,000,000 Limits of Liability option is only available for businesses based in Virginia.
• Use the Professional Staff category for employees working as Social Workers, Counselors, Therapists, and other Behavioral Health Professionals.
| Limits of Liability | Flat Coverage | Psychiatrist per person | Psychologist per person | Professional Staff per person | Other/Non-Clerical per person |
|---|---|---|---|---|---|
| $1,000,000 – $3,000,000 | $212 | $1,514 | $462 | $126 | $29 |
| $1,000,000 – $5,000,000 | $225 | $1,610 | $491 | $134 | $30 |
| $2,000,000 – $4,000,000 | $239 | $1,606 | $490 | $134 | $30 |
| $3,000,000 – $5,000,000 | $254 | $1,606 | $490 | $134 | $30 |
Please Note:
• The $3,000,000/$5,000,000 Limits of Liability option is only available for businesses based in Virginia.
• Use the Professional Staff category for employees working as Social Workers, Counselors, Therapists, and other Behavioral Health Professionals.
| Limits of Liability | Flat Coverage | Psychiatrist per person | Psychologist per person | Professional Staff per person | Other/Non-Clerical per person |
|---|---|---|---|---|---|
| $1,000,000 – $3,000,000 | $578 | $1,514 | $462 | $126 | $29 |
| $1,000,000 – $5,000,000 | $615 | $1,610 | $491 | $134 | $30 |
| $2,000,000 – $4,000,000 | $613 | $1,606 | $490 | $134 | $30 |
| $3,000,000 – $5,000,000 | $613 | $1,606 | $490 | $134 | $30 |
Rates for Adoption and Foster Care
Supplements I and IIPlease Note:
• The $3,000,000/$5,000,000 Limits of Liability option is only available for businesses based in Virginia.
| Limits of Liability | Adoptions (up to 10 Annually) | Adoptions (over 10 Annually) | Foster Care (up to 50 Annually) | Foster Care (over 50 Annually) | General Home Care |
|---|---|---|---|---|---|
| $1,000,000 – $3,000,000 | $623 | $623 | $623 | $623 | $623 |
| $1,000,000 – $5,000,000 | $663 | $683 | $663 | $663 | $663 |
| $2,000,000 – $4,000,000 | $661 | $661 | $661 | $661 | $561 |
| $3,000,000 – $5,000,000 | $661 | $661 | $661 | $661 | $561 |
| Additional Charges | N/A | $25 each over 10 | N/A | $20 each over 50 | N/A |
