Prices & Rates for Professional Liability

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Prices & Rates for Professional Liability

For Individuals (Professionals)
Please Note: The $3,000,000/$5,000,000 Limits of Liability option is only available for residents of Virginia.
Limits of LiabilityAllied Health Professional
$1,000,000/$3,000,000$212
$1,000,000/$5,000,000$225
$2,000,000/$4,000,000$239
$3,000,000/$5,000,000$254
Professional Liability Insurance for Individuals, Groups, and Agencies

Professional Liability

Social work is a rewarding career, but helping others can put you at risk of being sued by someone dissatisfied with an outcome.

For Business Entities – Claims-Made Policy
Please Note:
• The $3,000,000/$5,000,000 Limits of Liability option is only available for businesses based in Virginia.
• Use the Professional Staff category for employees working as Social Workers, Counselors, Therapists, and other Behavioral Health Professionals.
Limits of LiabilityFlat CoveragePsychiatrist per personPsychologist per personProfessional Staff per personOther/Non-Clerical per person
$1,000,000 – $3,000,000$212$1,514$462$126$29
$1,000,000 – $5,000,000$225$1,610$491$134$30
$2,000,000 – $4,000,000$239$1,606$490$134$30
$3,000,000 – $5,000,000$254$1,606$490$134$30
For Business Entities – Occurrence Policy
Please Note:
• The $3,000,000/$5,000,000 Limits of Liability option is only available for businesses based in Virginia.
• Use the Professional Staff category for employees working as Social Workers, Counselors, Therapists, and other Behavioral Health Professionals.
Limits of LiabilityFlat CoveragePsychiatrist per personPsychologist per personProfessional Staff per personOther/Non-Clerical per person
$1,000,000 – $3,000,000$578$1,514$462$126$29
$1,000,000 – $5,000,000$615$1,610$491$134$30
$2,000,000 – $4,000,000$613$1,606$490$134$30
$3,000,000 – $5,000,000$613$1,606$490$134$30

Rates for Adoption and Foster Care

Supplements I and II
Please Note:
• The $3,000,000/$5,000,000 Limits of Liability option is only available for businesses based in Virginia.
Limits of LiabilityAdoptions (up to 10 Annually)Adoptions (over 10 Annually)Foster Care (up to 50 Annually)Foster Care (over 50 Annually)General Home Care
$1,000,000 – $3,000,000$623$623$623$623$623
$1,000,000 – $5,000,000$663$683$663$663$663
$2,000,000 – $4,000,000$661$661$661$661$561
$3,000,000 – $5,000,000$661$661$661$661$561
Additional ChargesN/A$25 each over 10N/A$20 each over 50N/A