Prices & Rates
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If you provide services or products to mental health professionals you might just be the type of person we need. Contact us today to learn more about this opportunity!
Did You Know?
In 2014, the FBI reported 5,500,000 laptops were stolen the past 3 years in the United States.
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Number of Businesses with Cyber Liability Insurance
Prices & Rates for Cyber Liability Choice Select
| Plan | Per Occurence | Per Aggregate | Annual Premium |
|---|---|---|---|
| Bronze | $5,000 | $5,000 | $109 |
| Bronze–Plus | $5,000 | $12,000 | $149 |
| Silver | $10,000 | $10,000 | $209 |
| Silver–Plus | $15,000 | $15,000 | $249 |
| Gold | $20,000 | $20,000 | $289 |
| Gold–Plus | $25,000 | $25,000 | $329 |
First-Party Breach Endorsement (“FPB”)
$45 per year; covers insured and any three office workers of the insured from these classes: secretary, receptionist, administrative clerical worker.
Prices & Rates for General Liability
For Individual Healthcare Professionals| Profession | Per Occurence | Per Aggregate | Annual Premium |
|---|---|---|---|
| Social Worker | $1,000,000 | $3,000,000 | $315 |
| Mental Health/Other | $1,000,000 | $3,000,000 | $350 |
| Psychologist | $1,000,000 | $3,000,000 | $435 |
Prices & Rates for General Liability
For Social Services Agencies| Annual Revenue | Per Occurence | Per Aggregate | Annual Premium |
|---|---|---|---|
| Under $250,000 | $1,000,000 | $3,000,000 | $650 |
| $250,001-$500,000 | $1,000,000 | $3,000,000 | $890 |
| $500,001-$750,000 | $1,000,000 | $3,000,000 | $1,130 |
| $750,001-$1,000,000 | $1,000,000 | $3,000,000 | $1,370 |
| $1,000,001-$1,250,000 | $1,000,000 | $3,000,000 | $1,610 |
| $1,250,001-$1,500,000 | $1,000,000 | $3,000,000 | $1,850 |
| $1,500,001-$1,750,000 | $1,000,000 | $3,000,000 | $2,090 |
| $1,750,001-$2,000,000 | $1,000,000 | $3,000,000 | $2,330 |
Prices & Rates for Professional Liability
For Individuals (Professionals)Please Note: The $3,000,000/$5,000,000 Limits of Liability option is only available for residents of Virginia.
| Limits of Liability | Allied Health Professional |
|---|---|
| $1,000,000/$3,000,000 | $212 |
| $1,000,000/$5,000,000 | $225 |
| $2,000,000/$4,000,000 | $239 |
| $3,000,000/$5,000,000 | $254 |
For Business Entities – Claims-Made Policy
Please Note:
• The $3,000,000/$5,000,000 Limits of Liability option is only available for businesses based in Virginia.
• Use the Professional Staff category for employees working as Social Workers, Counselors, Therapists, and other Behavioral Health Professionals.
For Business Entities – Occurrence Policy
Please Note:
• The $3,000,000/$5,000,000 Limits of Liability option is only available for businesses based in Virginia.
• Use the Professional Staff category for employees working as Social Workers, Counselors, Therapists, and other Behavioral Health Professionals.
Please Note:
• The $3,000,000/$5,000,000 Limits of Liability option is only available for businesses based in Virginia.
Please Note:
• The $3,000,000/$5,000,000 Limits of Liability option is only available for businesses based in Virginia.
• Use the Professional Staff category for employees working as Social Workers, Counselors, Therapists, and other Behavioral Health Professionals.
| Limits of Liability | Flat Coverage | Psychiatrist per person | Psychologist per person | Professional Staff per person | Other/Non-Clerical per person |
|---|---|---|---|---|---|
| $1,000,000 – $3,000,000 | $212 | $1,514 | $462 | $126 | $29 |
| $1,000,000 – $5,000,000 | $225 | $1,610 | $491 | $134 | $30 |
| $2,000,000 – $4,000,000 | $239 | $1,606 | $490 | $134 | $30 |
| $3,000,000 – $5,000,000 | $254 | $1,606 | $490 | $134 | $30 |
Please Note:
• The $3,000,000/$5,000,000 Limits of Liability option is only available for businesses based in Virginia.
• Use the Professional Staff category for employees working as Social Workers, Counselors, Therapists, and other Behavioral Health Professionals.
| Limits of Liability | Flat Coverage | Psychiatrist per person | Psychologist per person | Professional Staff per person | Other/Non-Clerical per person |
|---|---|---|---|---|---|
| $1,000,000 – $3,000,000 | $578 | $1,514 | $462 | $126 | $29 |
| $1,000,000 – $5,000,000 | $615 | $1,610 | $491 | $134 | $30 |
| $2,000,000 – $4,000,000 | $613 | $1,606 | $490 | $134 | $30 |
| $3,000,000 – $5,000,000 | $613 | $1,606 | $490 | $134 | $30 |
Rates for Adoption and Foster Care
Supplements I and IIPlease Note:
• The $3,000,000/$5,000,000 Limits of Liability option is only available for businesses based in Virginia.
| Limits of Liability | Adoptions (up to 10 Annually) | Adoptions (over 10 Annually) | Foster Care (up to 50 Annually) | Foster Care (over 50 Annually) | General Home Care |
|---|---|---|---|---|---|
| $1,000,000 – $3,000,000 | $623 | $623 | $623 | $623 | $623 |
| $1,000,000 – $5,000,000 | $663 | $683 | $663 | $663 | $663 |
| $2,000,000 – $4,000,000 | $661 | $661 | $661 | $661 | $561 |
| $3,000,000 – $5,000,000 | $661 | $661 | $661 | $661 | $561 |
| Additional Charges | N/A | $25 each over 10 | N/A | $20 each over 50 | N/A |
