Buy General Liability Protection Today!

Applying is Easy!

Completing the application for General Liability is simple. First, choose the application right for you, either individual or the business entity application (click on plus sign to open).

Complete the five (5) sections. After completing each section, click the next button in the lower right to go to the next section. On the last page, when you are ready, click on the submit button. That’s it.

If you have any questions, use our website contact form to let us know how we can assist you and provide the information you need.

Need to speak to us?

Call 855.385.2160 Monday through Friday, between 9:00am – 4:30pm EST.

Bodily Injury
Property Damage
Advertising Errors
Fire Legal Liability
Reputational Harm

Why Buy General Liability?

Most insurance carriers exclude coverage for perils regarding all visitors and limit coverages to only clients being served at the time of the actual peril or incident. Most only cover for incidents in your office, and do not cover you for incidents in other areas such as hallways, bathrooms, and waiting rooms. Our General Liability policy covers you for all visitors, all the time while on your premises, or on your rented event venue.

If you operate training or therapy sessions outside your office such as in hotel meeting rooms, then you need to buy our General Liability policy. This policy will also cover you for thefts of and damage to property that is owned by your guests and visitors at these events as well as all visitors to your office.

Many insurance carriers limit fire damage to only $150,000 in total, and only one fire related claim per year. Our General Liability policy has no limits on the number of fire-related claims per year, and full coverage of up to $1,000,000 per policy claim per year, PLUS up to $3,000,000 in aggregate for all fire incident claims per policy year.

If you have many offices and even offices in other states, you are covered for no additional charge.

Which General Liability application should I choose?

Choose individual if you are just applying coverage for yourself as practicing allied health professional. Choose the business entity application if you are applying to cover a legal business entity (even a 1-person LLC) – either a corporation, group practice, or nonprofit organization. Select the application by clicking on the plus (+) sign to the right in the respective application box below.

If you have any questions, call us between 9:00 am – 4:30 pm EST, Monday through Friday at 855.835.2160.

System Requirements for Applying Online

Please note: If you do not have a working Internet connection, you will not be able to use our online application.

Browser

Our application is built on a fully web-based platform, so there’s nothing to download or install. You can use our application on a Windows, Mac, or Linux computer as long as you’re using a supported web browser and have an Internet connection. The supported browsers are:

Firefox – Recommended
Google Chrome
Safari
Opera
Internet Explorer 9.0+ – Not recommended

Browser Settings

You must also have JavaScript and cookies enabled in your browser.

Instructions for enabling cookies:

Note: While our application will work with older browsers, such as Internet Explorer 8, we do recommend keeping your browser updated to the latest version for the best possible experience. You can download the latest version of IE here and the latest version of Firefox here. If you’re using Internet Explorer 8 or greater, please make sure Compatibility View is turned off.
However, due to many problems reported with Internet Explorer, we highly recommend using a different browser.

Mobile

Our application will also work on all smartphones and mobile browsers that support JavaScript. Our application detects if a user is on a mobile device and displays a mobile version automatically.

Clearing Your Cache

From time to time, you may need to clear your cache when we make updates to the platform to make sure you are using the current version. Here are instructions to clear your cache on the particular browser you use:

Chrome:

Go to chrome://chrome/settings/clearBrowserData
Check “Empty the Cache”
Choose “From the Beginning of time”
Click “Clear Browsing Data”

IE:

Click the “Tools” menu bar
Choose “Internet Options”
On the “General” tab, click “Clear History”
When it asks “Delete all items in your History folder?”, Click “OK”
Click “OK”

Firefox on OSX:

On the menu bar, click on the Firefox menu and select Preferences
Select the Advanced panel
Click on the Network tab
In the Cached Web Content section, click “Clear Now”
Close the Preferences window

Firefox on Windows:

Go to Options (if you’re running recent versions of Firefox, you click the orange Firefox button, then go to options, and then options again)
Click “Advanced”
In the Cached Web Content Section, click “Clear Now”

Safari on OSX:

Click Safari
Click Reset Safari
Uncheck everything but “Remove All Website Data”
Click Reset

Safari on Windows:

Click the Cog on the right side of the search bar
Click Reset Safari
Uncheck everything but “Remove All Website Data”
Click Reset

Opera:

Click Opera
Click Preferences
Click Advanced
Click History
Click the “Empty Now” button in the same row as Disk cache

Click here if you would like to download a PDF of our General Liability – Individual application. Or here if you would like a PDF of our General Liability – Agency/Group application.